Is this the right balance transfers credit card for me?
30 July 2008
When comparing balance transfers credit cards, consider what you can afford to pay off. You'll probably want to make the most of your introductory period by paying off most of your owing balance.
When looking for balance transfers:
- Consider the fees.
- Look for the most competitive interest - including the standard interest rate.
- Look for long introductory periods - use them if you think you can pay off your debt in the period.
- What credit limit will you be given - does it suit your needs?
- Do you really need a rewards program? If you can do without, leave reward programs alone - they may just encourage you to spend more.
Compare credit cards now to find the balance transfers that will suit you best.
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